Fiscal Flight Risk

GET TO KNOW WHO WE ARE

ABOUT US

Discover more about Fiscal Flight Risk’s story and faces behind the mission to make traveling and personal finance more accessible for all

From Budget Travelers to Finance Enthusiasts

Our Journey

As our love for traveling collided with our journey to become fiscally responsible adults, we realized many others must be navigating the same awkward void. While there are numerous influencers and bloggers delving deep into travel and personal finance, we found a lack of resources that resonate with the “in-betweeners” like us—those who seek practical advice that is digestible for the average person.

The Inspiration Behind Fiscal Flight Risk

Sure, there are plenty of resources online showcasing incredible credit card reward flights or the highest interest savings accounts. However, these often cater to individuals who are already well-versed in the intricacies of finance. We asked ourselves: How do we actually redeem points from our cards for those flights? What features should we prioritize in a savings account? And how can we incorporate these strategies into our everyday lives, especially while managing full-time jobs?

Our Values, Your Adventure

Meet Our Contributors

Our passionate team blends expertise in travel and personal finance to offer practical tips and insights. Join us as we inspire you to travel confidently and affordably!

Justin N

Founder & CEO

Justin Ngai is an avid traveler based in the New York City area who spends his days working in hospital management during his 9-5. With a passion for finding great deals for flights, credit card points and passive income ideas, you can often find him on the weekends exploring cafes, going to concerts and looking for his next travel inspiration.

From Budget Travelers to Finance Enthusiasts

Our Philosophy

At Fiscal Flight Risk, our mission is to empower everyday people to explore the world without financial worry. We believe that with the right tools and knowledge, travel can be accessible to everyone—regardless of your financial background. Let’s break down the barriers together!

Real Tips for Smart Travelers Like You

What We Offer

We’ve developed a passion for discovering hacks that enrich the aspects of life that matter most to us, including:

Travel and Finance Tips

Maximizing your money’s worth.

Exclusive Deals

Finding offers that feel like you’ve outsmarted the system.

Budgeting Habits

Keeping more in your wallet while traveling guilt-free.

Actionable Advice

Providing practical insights for those balancing full-time jobs with their love for travel.

Through our site, we aim to share the tips and tricks we’ve learned along the way, helping you become your own fiscal flight risk too!

Our Values, Your Adventure

Our Guiding principles

Community

We’re all in this together. Your experiences and insights matter.

Transparency

We share what we learn—both the triumphs and the missteps—so you can make informed choices.

Empowerment

Knowledge is power. We aim to equip you with the tools to take control of your finances and adventures.

Join the Conversation: Be Part of Our Community

Join our growing community of fellow fiscal flight risks! Follow us on social media for daily tips, engaging discussions, and to share your own experiences. We’d love to hear your travel stories and finance hacks!

Testimonials

See what people are saying about us 

Sarah T

Marketing Manager

“Fiscal Flight Risk transformed how I approach travel and finances! Their practical tips have helped me save money while exploring new places.”

Mike L.

Software Engineer

“The advice is relatable and down-to-earth. I’ve discovered incredible deals that eased my financial stress while traveling!”

Emily R.

Teacher

“As a full-time employee and travel enthusiast, the actionable tips on personal finance have made saving for adventures so much easier!”

Jason K.

Freelance Writer

“I love the community aspect. Sharing tips with fellow travelers makes planning solo trips feel less isolating!”

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Beyond accommodation, creating memories that will last for a lifetime